(ThePennyWatcher.com) – If you believe your family falls within the low income bracket, just know there is help and assistance to get you some relief while you work on new projects or a career.
There are tools, programs, and many other outlets that can become an asset to your situation and help you manage the current income across many responsibilities.
Let’s take a look at some of these and see which ones may apply to your situation.
Here are some of the services that can be particularly helpful for those on a tight budget:
Budgeting Apps And Tools:
There are countless budgeting apps and tools available that can help people track their expenses, manage their bills, and stay within their budget.
And what is even better is that many of these apps are free, while others charge a small fee. Some popular applications are Mint, You Need a Budget (YNAB), and Personal Capital are popular apps that can help people keep track of their spending.
Make sure to research and try a few out to see which ones fit for you. It’s very easy to connect an account and start tracking.
Discount Shopping Websites And Apps
Lower income families can surely benefit from huge discount shopping websites that offer deals on groceries, clothing, and other necessities.
Think of all of the big retailers like Walmart, Target, and Amazon. All of them offer discounts on certain products, while other apps like Rakuten and Honey can provide savings that really add up overtime.
Affordable Housing Services
If you are struggling to pay rent, there are affordable housing services that can help you find safe and affordable housing.
(HUD) is known as the department of Housing and Urban Development offers resources to help low-income families find housing that fits their budget.
Check out your potential benefits here
Debt Relief Services
In addition to the hardship of dealing with a lower income and a family, you may also be in debt and under the stress of debt collectors. This can be a major burden, but there are also relief services that will help with this as well.
A few popular debt relief services include National Debt Relief, Freedom Debt Relief, and Accredited Debt Relief.
Be sure to check these out, and see what they offer as financial help.
Free Tax Filing Services
Filing taxes are getting more and more expensive, and eat into any amount you my receive back end of year. For low-income families, these taxes can be taken care of if you qualify.
Healthcare Services
A very important aspect of these type of resources is healthcare, which we all need. A few sources we are familiar with Healthcare.gov can help people find affordable health insurance plans, while GoodRx can help people find discounted prescription medications.
As mentioned there are a variety of resources, so be sure to check in on all of them and contact them with additional questions.
Websites like Benefits.gov and USA.gov
Don’t forget community centers and churches, as they can be valuable resource as well.
Stay positive and keep working towards a better future!
