(ThePennyWatcher.com) – Not everyone has Pet Insurance, but it’s getting more and more popular. Let’s look at some top-rated companies and their policies to see where they may be able top provide a little more peace of mind.
Starting with those spontaneous accidents and illnesses that pop up, it’s certainly a part of the job as a pet parent.
Embrace Pet Insurance:
EPI or Embrace Pet Insurance offers some very comprehensive coverage. Owners can customize their policies so it works best for them based on how old or young their pet may be.
Everything from typical accidents, illnesses, and wellness is what is on their coverage menu.
Pets Best:
This company provides you and your family with all the standard circumstantial coverage, but also goes a step further with various add-ons like cancer and behavioral therapies.
Pets Best are directly connected to many vet providers, so they make it easy for payments and policy integration.
Healthy Paws:
Healthy Paws features all the best protections and insurance with no breed restrictions or exclusions for pre-existing conditions.
They are best known for their simple plan options and quick and easy claim processing. This may be a good choice if you are previously familiar with companies who do have these restrictions in place.
Now, if you are only looking for more basic “Accident-Only Coverage” then these options may be a good area to start your search.
Spot Pet Insurance:
This company offers affordable accident-only plans with add-ons for wellness services. They keep it very simple as to appeal to owners who want something in place, but don’t necessarily need all of the other services.
If you are looking to get a very affordable option, this is one of them.
Figo:
Figo will write policies for accident-only coverage, but also with a 100% reimbursement rate and no claim limits.
Pumpkin Pet Insurance: Features accident-only plans with optional wellness add-ons.
Some other noteworthy Options:
- Trupanion:
- Nationwide:
- MetLife Pet Insurance:
Do some basic research and choose a plan that suits your pets with their specific life circumstances.
Remember, you can customize all you want with most of these companies, and it’s a very affordable expense that will give you peace of mind if something does happen where you need some real assistance.
Other than that, give all your fur babies they love they deserve and maybe that’s all they will ever need.
